Spread the cost of orders up to £30,000 with IwocaPay

We accept IwocaPay to give trade customers more control when it comes to paying. IwocaPay is available for UK Limited Businesses and LLPs on orders between £150 and £30,000.

Here’s how it works:

  • Set up a spending limit with IwocaPay ahead of your next purchase
  • We use IwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like. Click here to set up your spending limit. It only takes a few minutes and won’t affect your credit score. If approved, you’ll be able to spread the cost on all your orders up to your spending limit.

  • Select IwocaPay at checkout, click the IwocaPay link on your invoice, or scan the QR code
  • You’ll be redirected to the IwocaPay checkout page to complete your payment. Once done, we’ll receive the funds from IwocaPay and process your order. If you need help or get stuck, you can contact IwocaPay at 020 3778 0549.

At the IwocaPay checkout, you’ll see two payment choices:

  • Pay Now: In just a few clicks, you can scan a code to pay us directly from your bank account.
  • Pay Later: Set up a payment plan with IwocaPay to split the cost into 3 or 12 equal monthly payments.

Payment Options

Pay in 3 Pay in 12
You don’t pay a penny for the first 30 days You don’t pay a penny for the first 30 days
We get paid right away We get paid right away
You pay in 3 equal monthly instalments You pay in 12 equal monthly instalments

IwocaPay's FAQ

How do I Pay Later with iwocaPay

All you need to do is select Pay Later on iwocaPay checkout .
 
You can decide to checkout online or, if you prefer, give us a call on 0203 778 0549 to pay over the phone.

How much will it cost me?

This depends on the type of set up your supplier has, it’ll either be:

Split into 3 or 12 equal monthly payments

No matter how long you take to pay - no late fees or additional costs whatsoever.

Or pay as you go

Spread the cost over 3 or 12 months at an interest rate based on your business. You only ever pay for the days you use - there are no other fees and you can settle up early and save on interest anytime you like.

How do monthly payments with Pay Later work?

We'll automatically collect your minimum monthly payment using the card you register with us. 
 
If you like you can pay more than the minimum any time, it's totally flexible. If your extra payment is the same amount or more than your next monthly payment, we'll skip it. To make extra payments just head to your iwocaPay account or give Iwoca a call - you can pay using a debit card or bank transfer.

Can I settle my balance early?

Yes, you can settle up early any time at no extra cost. There are no early payment fees, you’ll just pay the balance outstanding on that day. 

What if I miss a payment?

Just login to your iwocaPay account to make a debit card payment or get details on how to make a bank transfer. If you can't make a payment get in touch  on 020 3778 0549 and we'll work together to find a solution.

What are the benefits of paying with iwocaPay?

Efficient cash flow - flexible payments that work for you and your business, so you're always in control.
Increased purchasing power - from bulk discounts to new projects, you'll never miss an opportunity again.
Happy Suppliers - your supplier always gets paid up front and you build your reputation as a great customer.

How do I know a pay link is genuine?

If you get sent a pay link on an invoice - just double check the link with your matching invoice from your Supplier. If you're still worried, you can contact your Supplier directly and/or contact iwocaPay to verify the pay link.